LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,844
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,333
−HK$1,512/mo
Today · 4.125%
HK$50,845
baseline
▲ 0.50% · 4.625%
HK$53,938
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,690/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,226
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,654
−HK$1,448/mo
Today · 4.125%
HK$56,102
baseline
▲ 0.50% · 4.625%
HK$59,059
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,204/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,413
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,199
−HK$1,814/mo
Today · 4.125%
HK$61,013
baseline
▲ 0.50% · 4.625%
HK$64,726
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,026/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,872
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,585
−HK$1,737/mo
Today · 4.125%
HK$67,322
baseline
▲ 0.50% · 4.625%
HK$70,871
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,644/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,982
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,066
−HK$2,116/mo
Today · 4.125%
HK$71,182
baseline
▲ 0.50% · 4.625%
HK$75,514
+HK$4,332/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,364/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,517
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,515
−HK$2,028/mo
Today · 4.125%
HK$78,543
baseline
▲ 0.50% · 4.625%
HK$82,683
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,086/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,120
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,799
−HK$2,721/mo
Today · 4.125%
HK$91,520
baseline
▲ 0.50% · 4.625%
HK$97,089
+HK$5,569/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,040/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,807
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,377
−HK$2,606/mo
Today · 4.125%
HK$100,983
baseline
▲ 0.50% · 4.625%
HK$106,306
+HK$5,323/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,966/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,198 · Scale 2, in force from 26 Feb 2026)