LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,846
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,334
−HK$1,513/mo
Today · 4.125%
HK$50,847
baseline
▲ 0.50% · 4.625%
HK$53,940
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,694/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,228
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,656
−HK$1,448/mo
Today · 4.125%
HK$56,104
baseline
▲ 0.50% · 4.625%
HK$59,062
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,208/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,415
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,201
−HK$1,815/mo
Today · 4.125%
HK$61,016
baseline
▲ 0.50% · 4.625%
HK$64,729
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,032/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,874
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,587
−HK$1,738/mo
Today · 4.125%
HK$67,325
baseline
▲ 0.50% · 4.625%
HK$70,874
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,650/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,985
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,068
−HK$2,117/mo
Today · 4.125%
HK$71,185
baseline
▲ 0.50% · 4.625%
HK$75,517
+HK$4,332/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,370/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,520
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,518
−HK$2,028/mo
Today · 4.125%
HK$78,546
baseline
▲ 0.50% · 4.625%
HK$82,686
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,092/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,123
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,802
−HK$2,722/mo
Today · 4.125%
HK$91,524
baseline
▲ 0.50% · 4.625%
HK$97,093
+HK$5,569/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,048/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,811
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,381
−HK$2,607/mo
Today · 4.125%
HK$100,988
baseline
▲ 0.50% · 4.625%
HK$106,311
+HK$5,323/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,976/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,282 · Scale 2, in force from 26 Feb 2026)