LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,848
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,512/mo
Today · 4.125%
HK$50,849
baseline
▲ 0.50% · 4.625%
HK$53,943
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,698/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,231
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,449/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,064
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,418
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,204
−HK$1,815/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,732
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,877
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,590
−HK$1,738/mo
Today · 4.125%
HK$67,328
baseline
▲ 0.50% · 4.625%
HK$70,877
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,656/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,988
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,071
−HK$2,117/mo
Today · 4.125%
HK$71,188
baseline
▲ 0.50% · 4.625%
HK$75,520
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,376/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,523
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,522
−HK$2,027/mo
Today · 4.125%
HK$78,549
baseline
▲ 0.50% · 4.625%
HK$82,690
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,098/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,127
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,806
−HK$2,722/mo
Today · 4.125%
HK$91,528
baseline
▲ 0.50% · 4.625%
HK$97,097
+HK$5,569/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,056/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,816
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,385
−HK$2,607/mo
Today · 4.125%
HK$100,992
baseline
▲ 0.50% · 4.625%
HK$106,316
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$201,984/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,379 · Scale 2, in force from 26 Feb 2026)