LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,849
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,512/mo
Today · 4.125%
HK$50,849
baseline
▲ 0.50% · 4.625%
HK$53,943
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,698/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,231
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,448/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,065
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,419
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,205
−HK$1,814/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,732
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$1,738/mo
Today · 4.125%
HK$67,329
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,658/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,988
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,072
−HK$2,117/mo
Today · 4.125%
HK$71,189
baseline
▲ 0.50% · 4.625%
HK$75,521
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,378/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,524
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,523
−HK$2,027/mo
Today · 4.125%
HK$78,550
baseline
▲ 0.50% · 4.625%
HK$82,691
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,100/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,128
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,807
−HK$2,722/mo
Today · 4.125%
HK$91,529
baseline
▲ 0.50% · 4.625%
HK$97,098
+HK$5,569/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,058/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,816
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,386
−HK$2,607/mo
Today · 4.125%
HK$100,993
baseline
▲ 0.50% · 4.625%
HK$106,317
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$201,986/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,399 · Scale 2, in force from 26 Feb 2026)