LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,849
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,513/mo
Today · 4.125%
HK$50,850
baseline
▲ 0.50% · 4.625%
HK$53,944
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,700/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,232
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,449/mo
Today · 4.125%
HK$56,108
baseline
▲ 0.50% · 4.625%
HK$59,065
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,216/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,419
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,205
−HK$1,815/mo
Today · 4.125%
HK$61,020
baseline
▲ 0.50% · 4.625%
HK$64,732
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,040/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$1,738/mo
Today · 4.125%
HK$67,329
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,658/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,989
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,072
−HK$2,117/mo
Today · 4.125%
HK$71,189
baseline
▲ 0.50% · 4.625%
HK$75,521
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,378/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,524
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,523
−HK$2,028/mo
Today · 4.125%
HK$78,551
baseline
▲ 0.50% · 4.625%
HK$82,691
+HK$4,140/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,102/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,128
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,807
−HK$2,722/mo
Today · 4.125%
HK$91,529
baseline
▲ 0.50% · 4.625%
HK$97,099
+HK$5,570/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,058/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,817
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,387
−HK$2,607/mo
Today · 4.125%
HK$100,994
baseline
▲ 0.50% · 4.625%
HK$106,317
+HK$5,323/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$201,988/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,408 · Scale 2, in force from 26 Feb 2026)