LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,852
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,340
−HK$1,512/mo
Today · 4.125%
HK$50,852
baseline
▲ 0.50% · 4.625%
HK$53,947
+HK$3,095/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,704/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,234
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,662
−HK$1,449/mo
Today · 4.125%
HK$56,111
baseline
▲ 0.50% · 4.625%
HK$59,068
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,222/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,422
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,208
−HK$1,815/mo
Today · 4.125%
HK$61,023
baseline
▲ 0.50% · 4.625%
HK$64,736
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,046/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,881
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,595
−HK$1,738/mo
Today · 4.125%
HK$67,333
baseline
▲ 0.50% · 4.625%
HK$70,882
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,666/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,992
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,076
−HK$2,117/mo
Today · 4.125%
HK$71,193
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,386/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,528
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,527
−HK$2,028/mo
Today · 4.125%
HK$78,555
baseline
▲ 0.50% · 4.625%
HK$82,696
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,110/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,133
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,812
−HK$2,722/mo
Today · 4.125%
HK$91,534
baseline
▲ 0.50% · 4.625%
HK$97,104
+HK$5,570/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,068/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,822
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,392
−HK$2,607/mo
Today · 4.125%
HK$100,999
baseline
▲ 0.50% · 4.625%
HK$106,323
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$201,998/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,521 · Scale 2, in force from 26 Feb 2026)