LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,853
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,341
−HK$1,512/mo
Today · 4.125%
HK$50,853
baseline
▲ 0.50% · 4.625%
HK$53,948
+HK$3,095/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,706/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,236
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,663
−HK$1,449/mo
Today · 4.125%
HK$56,112
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,224/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,423
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,209
−HK$1,815/mo
Today · 4.125%
HK$61,024
baseline
▲ 0.50% · 4.625%
HK$64,737
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,048/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,883
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,596
−HK$1,738/mo
Today · 4.125%
HK$67,334
baseline
▲ 0.50% · 4.625%
HK$70,883
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,668/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,994
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,078
−HK$2,117/mo
Today · 4.125%
HK$71,195
baseline
▲ 0.50% · 4.625%
HK$75,527
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,390/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,530
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,529
−HK$2,028/mo
Today · 4.125%
HK$78,557
baseline
▲ 0.50% · 4.625%
HK$82,697
+HK$4,140/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,114/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,135
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,814
−HK$2,722/mo
Today · 4.125%
HK$91,536
baseline
▲ 0.50% · 4.625%
HK$97,106
+HK$5,570/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,072/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,824
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,394
−HK$2,607/mo
Today · 4.125%
HK$101,001
baseline
▲ 0.50% · 4.625%
HK$106,325
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,002/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,566 · Scale 2, in force from 26 Feb 2026)