LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,855
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,344
−HK$1,512/mo
Today · 4.125%
HK$50,856
baseline
▲ 0.50% · 4.625%
HK$53,951
+HK$3,095/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,712/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,239
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,449/mo
Today · 4.125%
HK$56,115
baseline
▲ 0.50% · 4.625%
HK$59,073
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,230/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,426
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,213
−HK$1,815/mo
Today · 4.125%
HK$61,028
baseline
▲ 0.50% · 4.625%
HK$64,741
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,056/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,886
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,600
−HK$1,738/mo
Today · 4.125%
HK$67,338
baseline
▲ 0.50% · 4.625%
HK$70,887
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,676/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,998
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,082
−HK$2,117/mo
Today · 4.125%
HK$71,199
baseline
▲ 0.50% · 4.625%
HK$75,531
+HK$4,332/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,398/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,534
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,533
−HK$2,028/mo
Today · 4.125%
HK$78,561
baseline
▲ 0.50% · 4.625%
HK$82,702
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,122/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,140
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$88,819
−HK$2,722/mo
Today · 4.125%
HK$91,541
baseline
▲ 0.50% · 4.625%
HK$97,112
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,082/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,830
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,400
−HK$2,607/mo
Today · 4.125%
HK$101,007
baseline
▲ 0.50% · 4.625%
HK$106,331
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,014/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,685 · Scale 2, in force from 26 Feb 2026)