LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,858
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,346
−HK$1,513/mo
Today · 4.125%
HK$50,859
baseline
▲ 0.50% · 4.625%
HK$53,954
+HK$3,095/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,718/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,241
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,669
−HK$1,449/mo
Today · 4.125%
HK$56,118
baseline
▲ 0.50% · 4.625%
HK$59,076
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,236/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,429
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,216
−HK$1,815/mo
Today · 4.125%
HK$61,031
baseline
▲ 0.50% · 4.625%
HK$64,744
+HK$3,713/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,062/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,890
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,603
−HK$1,738/mo
Today · 4.125%
HK$67,341
baseline
▲ 0.50% · 4.625%
HK$70,891
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,682/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,001
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,085
−HK$2,117/mo
Today · 4.125%
HK$71,202
baseline
▲ 0.50% · 4.625%
HK$75,535
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,404/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,538
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,537
−HK$2,028/mo
Today · 4.125%
HK$78,565
baseline
▲ 0.50% · 4.625%
HK$82,706
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,130/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,144
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,824
−HK$2,722/mo
Today · 4.125%
HK$91,546
baseline
▲ 0.50% · 4.625%
HK$97,116
+HK$5,570/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,092/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,834
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,405
−HK$2,607/mo
Today · 4.125%
HK$101,012
baseline
▲ 0.50% · 4.625%
HK$106,336
+HK$5,324/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,024/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,790 · Scale 2, in force from 26 Feb 2026)