LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,858
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,347
−HK$1,513/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,954
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,242
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,670
−HK$1,448/mo
Today · 4.125%
HK$56,118
baseline
▲ 0.50% · 4.625%
HK$59,077
+HK$2,959/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,236/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,430
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,216
−HK$1,815/mo
Today · 4.125%
HK$61,031
baseline
▲ 0.50% · 4.625%
HK$64,745
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,062/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,890
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,604
−HK$1,738/mo
Today · 4.125%
HK$67,342
baseline
▲ 0.50% · 4.625%
HK$70,892
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,684/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,002
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$69,086
−HK$2,117/mo
Today · 4.125%
HK$71,203
baseline
▲ 0.50% · 4.625%
HK$75,536
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,406/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,539
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,538
−HK$2,028/mo
Today · 4.125%
HK$78,566
baseline
▲ 0.50% · 4.625%
HK$82,707
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,132/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,145
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,825
−HK$2,722/mo
Today · 4.125%
HK$91,547
baseline
▲ 0.50% · 4.625%
HK$97,118
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,094/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,836
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,406
−HK$2,607/mo
Today · 4.125%
HK$101,013
baseline
▲ 0.50% · 4.625%
HK$106,338
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,026/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,817 · Scale 2, in force from 26 Feb 2026)