LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,860
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,349
−HK$1,513/mo
Today · 4.125%
HK$50,862
baseline
▲ 0.50% · 4.625%
HK$53,956
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,724/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,244
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,672
−HK$1,449/mo
Today · 4.125%
HK$56,121
baseline
▲ 0.50% · 4.625%
HK$59,079
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,242/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,432
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,219
−HK$1,815/mo
Today · 4.125%
HK$61,034
baseline
▲ 0.50% · 4.625%
HK$64,748
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,068/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,893
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,606
−HK$1,739/mo
Today · 4.125%
HK$67,345
baseline
▲ 0.50% · 4.625%
HK$70,895
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,690/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,004
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,089
−HK$2,117/mo
Today · 4.125%
HK$71,206
baseline
▲ 0.50% · 4.625%
HK$75,539
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,412/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,542
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,541
−HK$2,028/mo
Today · 4.125%
HK$78,569
baseline
▲ 0.50% · 4.625%
HK$82,710
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,138/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,149
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,828
−HK$2,723/mo
Today · 4.125%
HK$91,551
baseline
▲ 0.50% · 4.625%
HK$97,121
+HK$5,570/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,102/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,839
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,410
−HK$2,607/mo
Today · 4.125%
HK$101,017
baseline
▲ 0.50% · 4.625%
HK$106,342
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,034/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,900 · Scale 2, in force from 26 Feb 2026)