LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,861
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,350
−HK$1,513/mo
Today · 4.125%
HK$50,863
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$3,095/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,726/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,245
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,673
−HK$1,449/mo
Today · 4.125%
HK$56,122
baseline
▲ 0.50% · 4.625%
HK$59,080
+HK$2,958/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,244/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,434
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,220
−HK$1,815/mo
Today · 4.125%
HK$61,035
baseline
▲ 0.50% · 4.625%
HK$64,749
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,070/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,894
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,608
−HK$1,738/mo
Today · 4.125%
HK$67,346
baseline
▲ 0.50% · 4.625%
HK$70,896
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,692/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,006
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,090
−HK$2,118/mo
Today · 4.125%
HK$71,208
baseline
▲ 0.50% · 4.625%
HK$75,541
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,416/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,543
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,543
−HK$2,028/mo
Today · 4.125%
HK$78,571
baseline
▲ 0.50% · 4.625%
HK$82,712
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,142/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,151
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,830
−HK$2,723/mo
Today · 4.125%
HK$91,553
baseline
▲ 0.50% · 4.625%
HK$97,124
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,106/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,842
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$2,608/mo
Today · 4.125%
HK$101,020
baseline
▲ 0.50% · 4.625%
HK$106,345
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,040/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,949 · Scale 2, in force from 26 Feb 2026)