LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,863
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,352
−HK$1,513/mo
Today · 4.125%
HK$50,865
baseline
▲ 0.50% · 4.625%
HK$53,960
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,730/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,247
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,449/mo
Today · 4.125%
HK$56,124
baseline
▲ 0.50% · 4.625%
HK$59,082
+HK$2,958/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,248/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,436
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,222
−HK$1,816/mo
Today · 4.125%
HK$61,038
baseline
▲ 0.50% · 4.625%
HK$64,752
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,076/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,897
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,610
−HK$1,739/mo
Today · 4.125%
HK$67,349
baseline
▲ 0.50% · 4.625%
HK$70,899
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,698/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,008
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,093
−HK$2,117/mo
Today · 4.125%
HK$71,210
baseline
▲ 0.50% · 4.625%
HK$75,543
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,420/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,546
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,546
−HK$2,028/mo
Today · 4.125%
HK$78,574
baseline
▲ 0.50% · 4.625%
HK$82,715
+HK$4,141/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,148/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,154
−HK$5,402/mo
▼ 0.25% · 3.875%
HK$88,834
−HK$2,722/mo
Today · 4.125%
HK$91,556
baseline
▲ 0.50% · 4.625%
HK$97,127
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,112/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,845
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,416
−HK$2,607/mo
Today · 4.125%
HK$101,023
baseline
▲ 0.50% · 4.625%
HK$106,348
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,046/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,026 · Scale 2, in force from 26 Feb 2026)