LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,864
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,353
−HK$1,513/mo
Today · 4.125%
HK$50,866
baseline
▲ 0.50% · 4.625%
HK$53,961
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,732/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,248
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,676
−HK$1,449/mo
Today · 4.125%
HK$56,125
baseline
▲ 0.50% · 4.625%
HK$59,083
+HK$2,958/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,250/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,437
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,816/mo
Today · 4.125%
HK$61,039
baseline
▲ 0.50% · 4.625%
HK$64,753
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,078/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,898
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,612
−HK$1,738/mo
Today · 4.125%
HK$67,350
baseline
▲ 0.50% · 4.625%
HK$70,900
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,700/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,010
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,094
−HK$2,118/mo
Today · 4.125%
HK$71,212
baseline
▲ 0.50% · 4.625%
HK$75,545
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,424/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,548
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,547
−HK$2,028/mo
Today · 4.125%
HK$78,575
baseline
▲ 0.50% · 4.625%
HK$82,717
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,150/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,155
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,835
−HK$2,723/mo
Today · 4.125%
HK$91,558
baseline
▲ 0.50% · 4.625%
HK$97,129
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,116/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,847
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$98,417
−HK$2,608/mo
Today · 4.125%
HK$101,025
baseline
▲ 0.50% · 4.625%
HK$106,350
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,050/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,063 · Scale 2, in force from 26 Feb 2026)