LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,865
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,354
−HK$1,512/mo
Today · 4.125%
HK$50,866
baseline
▲ 0.50% · 4.625%
HK$53,961
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,732/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,249
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,677
−HK$1,449/mo
Today · 4.125%
HK$56,126
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$2,958/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,252/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,438
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,224
−HK$1,815/mo
Today · 4.125%
HK$61,039
baseline
▲ 0.50% · 4.625%
HK$64,754
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$122,078/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,899
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,613
−HK$1,738/mo
Today · 4.125%
HK$67,351
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.59M · min. income ≈ HK$134,702/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,011
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,095
−HK$2,118/mo
Today · 4.125%
HK$71,213
baseline
▲ 0.50% · 4.625%
HK$75,546
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,426/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,549
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$76,548
−HK$2,028/mo
Today · 4.125%
HK$78,576
baseline
▲ 0.50% · 4.625%
HK$82,718
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,152/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,156
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,836
−HK$2,723/mo
Today · 4.125%
HK$91,559
baseline
▲ 0.50% · 4.625%
HK$97,130
+HK$5,571/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,118/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,848
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,419
−HK$2,608/mo
Today · 4.125%
HK$101,027
baseline
▲ 0.50% · 4.625%
HK$106,352
+HK$5,325/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,054/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,093 · Scale 2, in force from 26 Feb 2026)