LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,868
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,357
−HK$1,513/mo
Today · 4.125%
HK$50,870
baseline
▲ 0.50% · 4.625%
HK$53,965
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,740/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,252
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,681
−HK$1,448/mo
Today · 4.125%
HK$56,129
baseline
▲ 0.50% · 4.625%
HK$59,088
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,258/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,441
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,815/mo
Today · 4.125%
HK$61,043
baseline
▲ 0.50% · 4.625%
HK$64,758
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,086/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,903
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$65,617
−HK$1,738/mo
Today · 4.125%
HK$67,355
baseline
▲ 0.50% · 4.625%
HK$70,906
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,710/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,015
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$69,099
−HK$2,118/mo
Today · 4.125%
HK$71,217
baseline
▲ 0.50% · 4.625%
HK$75,551
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,434/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,553
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,553
−HK$2,028/mo
Today · 4.125%
HK$78,581
baseline
▲ 0.50% · 4.625%
HK$82,723
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,162/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,162
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,842
−HK$2,723/mo
Today · 4.125%
HK$91,565
baseline
▲ 0.50% · 4.625%
HK$97,137
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,130/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,854
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,425
−HK$2,608/mo
Today · 4.125%
HK$101,033
baseline
▲ 0.50% · 4.625%
HK$106,359
+HK$5,326/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,066/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,228 · Scale 2, in force from 26 Feb 2026)