LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,869
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,358
−HK$1,513/mo
Today · 4.125%
HK$50,871
baseline
▲ 0.50% · 4.625%
HK$53,966
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,742/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,253
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,682
−HK$1,449/mo
Today · 4.125%
HK$56,131
baseline
▲ 0.50% · 4.625%
HK$59,089
+HK$2,958/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,262/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,442
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,229
−HK$1,816/mo
Today · 4.125%
HK$61,045
baseline
▲ 0.50% · 4.625%
HK$64,759
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,090/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,904
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,618
−HK$1,739/mo
Today · 4.125%
HK$67,357
baseline
▲ 0.50% · 4.625%
HK$70,907
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,714/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,016
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,101
−HK$2,118/mo
Today · 4.125%
HK$71,219
baseline
▲ 0.50% · 4.625%
HK$75,552
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$142,438/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,555
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,554
−HK$2,029/mo
Today · 4.125%
HK$78,583
baseline
▲ 0.50% · 4.625%
HK$82,725
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.69M · min. income ≈ HK$157,166/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,164
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,844
−HK$2,723/mo
Today · 4.125%
HK$91,567
baseline
▲ 0.50% · 4.625%
HK$97,139
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,134/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,856
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,427
−HK$2,608/mo
Today · 4.125%
HK$101,035
baseline
▲ 0.50% · 4.625%
HK$106,361
+HK$5,326/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,070/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,270 · Scale 2, in force from 26 Feb 2026)