LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,873
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,513/mo
Today · 4.125%
HK$50,875
baseline
▲ 0.50% · 4.625%
HK$53,970
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,750/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,686
−HK$1,449/mo
Today · 4.125%
HK$56,135
baseline
▲ 0.50% · 4.625%
HK$59,094
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,270/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,447
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,234
−HK$1,816/mo
Today · 4.125%
HK$61,050
baseline
▲ 0.50% · 4.625%
HK$64,764
+HK$3,714/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,100/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,623
−HK$1,739/mo
Today · 4.125%
HK$67,362
baseline
▲ 0.50% · 4.625%
HK$70,913
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,724/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,022
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,106
−HK$2,119/mo
Today · 4.125%
HK$71,225
baseline
▲ 0.50% · 4.625%
HK$75,558
+HK$4,333/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,450/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,561
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,561
−HK$2,028/mo
Today · 4.125%
HK$78,589
baseline
▲ 0.50% · 4.625%
HK$82,732
+HK$4,143/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,178/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$88,851
−HK$2,723/mo
Today · 4.125%
HK$91,574
baseline
▲ 0.50% · 4.625%
HK$97,146
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$183,148/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,864
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,435
−HK$2,608/mo
Today · 4.125%
HK$101,043
baseline
▲ 0.50% · 4.625%
HK$106,369
+HK$5,326/mo
Deposit HK$2.10M · loan HK$18.89M · min. income ≈ HK$202,086/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,441 · Scale 2, in force from 26 Feb 2026)