LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,873
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,513/mo
Today · 4.125%
HK$50,875
baseline
▲ 0.50% · 4.625%
HK$53,971
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,750/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,687
−HK$1,449/mo
Today · 4.125%
HK$56,136
baseline
▲ 0.50% · 4.625%
HK$59,095
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,272/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,448
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,234
−HK$1,816/mo
Today · 4.125%
HK$61,050
baseline
▲ 0.50% · 4.625%
HK$64,765
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,100/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,910
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,624
−HK$1,739/mo
Today · 4.125%
HK$67,363
baseline
▲ 0.50% · 4.625%
HK$70,913
+HK$3,550/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,726/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,022
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,107
−HK$2,118/mo
Today · 4.125%
HK$71,225
baseline
▲ 0.50% · 4.625%
HK$75,559
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,450/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,561
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,561
−HK$2,029/mo
Today · 4.125%
HK$78,590
baseline
▲ 0.50% · 4.625%
HK$82,732
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,180/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,723/mo
Today · 4.125%
HK$91,575
baseline
▲ 0.50% · 4.625%
HK$97,147
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,150/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,865
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,436
−HK$2,608/mo
Today · 4.125%
HK$101,044
baseline
▲ 0.50% · 4.625%
HK$106,370
+HK$5,326/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,088/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,455 · Scale 2, in force from 26 Feb 2026)