LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,874
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,363
−HK$1,513/mo
Today · 4.125%
HK$50,876
baseline
▲ 0.50% · 4.625%
HK$53,972
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,752/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,259
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,688
−HK$1,449/mo
Today · 4.125%
HK$56,137
baseline
▲ 0.50% · 4.625%
HK$59,096
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,274/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,449
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,236
−HK$1,815/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,766
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,911
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,625
−HK$1,739/mo
Today · 4.125%
HK$67,364
baseline
▲ 0.50% · 4.625%
HK$70,915
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,728/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,024
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,108
−HK$2,119/mo
Today · 4.125%
HK$71,227
baseline
▲ 0.50% · 4.625%
HK$75,561
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,454/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,563
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,563
−HK$2,029/mo
Today · 4.125%
HK$78,592
baseline
▲ 0.50% · 4.625%
HK$82,734
+HK$4,142/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,184/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,173
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,854
−HK$2,723/mo
Today · 4.125%
HK$91,577
baseline
▲ 0.50% · 4.625%
HK$97,149
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,154/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,867
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,438
−HK$2,608/mo
Today · 4.125%
HK$101,046
baseline
▲ 0.50% · 4.625%
HK$106,373
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,092/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,503 · Scale 2, in force from 26 Feb 2026)