LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,876
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,366
−HK$1,513/mo
Today · 4.125%
HK$50,879
baseline
▲ 0.50% · 4.625%
HK$53,974
+HK$3,095/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,758/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,262
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,690
−HK$1,450/mo
Today · 4.125%
HK$56,140
baseline
▲ 0.50% · 4.625%
HK$59,099
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,280/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,452
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$59,239
−HK$1,815/mo
Today · 4.125%
HK$61,054
baseline
▲ 0.50% · 4.625%
HK$64,769
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,108/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,914
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,628
−HK$1,739/mo
Today · 4.125%
HK$67,367
baseline
▲ 0.50% · 4.625%
HK$70,918
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,734/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,027
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,112
−HK$2,118/mo
Today · 4.125%
HK$71,230
baseline
▲ 0.50% · 4.625%
HK$75,564
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,460/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,567
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,567
−HK$2,028/mo
Today · 4.125%
HK$78,595
baseline
▲ 0.50% · 4.625%
HK$82,738
+HK$4,143/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,190/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,177
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,858
−HK$2,723/mo
Today · 4.125%
HK$91,581
baseline
▲ 0.50% · 4.625%
HK$97,154
+HK$5,573/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,162/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,871
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,443
−HK$2,608/mo
Today · 4.125%
HK$101,051
baseline
▲ 0.50% · 4.625%
HK$106,378
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,102/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,603 · Scale 2, in force from 26 Feb 2026)