LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,877
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,366
−HK$1,513/mo
Today · 4.125%
HK$50,879
baseline
▲ 0.50% · 4.625%
HK$53,975
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,758/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,263
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,691
−HK$1,449/mo
Today · 4.125%
HK$56,140
baseline
▲ 0.50% · 4.625%
HK$59,100
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,280/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,452
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,239
−HK$1,816/mo
Today · 4.125%
HK$61,055
baseline
▲ 0.50% · 4.625%
HK$64,770
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,110/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,915
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,629
−HK$1,739/mo
Today · 4.125%
HK$67,368
baseline
▲ 0.50% · 4.625%
HK$70,919
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,736/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,028
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,113
−HK$2,118/mo
Today · 4.125%
HK$71,231
baseline
▲ 0.50% · 4.625%
HK$75,565
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,462/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,568
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,568
−HK$2,028/mo
Today · 4.125%
HK$78,596
baseline
▲ 0.50% · 4.625%
HK$82,739
+HK$4,143/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,192/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,179
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,859
−HK$2,724/mo
Today · 4.125%
HK$91,583
baseline
▲ 0.50% · 4.625%
HK$97,155
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,166/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,873
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$98,444
−HK$2,608/mo
Today · 4.125%
HK$101,052
baseline
▲ 0.50% · 4.625%
HK$106,379
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,104/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,632 · Scale 2, in force from 26 Feb 2026)