LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,878
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,367
−HK$1,513/mo
Today · 4.125%
HK$50,880
baseline
▲ 0.50% · 4.625%
HK$53,976
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,760/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,263
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,692
−HK$1,449/mo
Today · 4.125%
HK$56,141
baseline
▲ 0.50% · 4.625%
HK$59,100
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,282/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,453
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,240
−HK$1,816/mo
Today · 4.125%
HK$61,056
baseline
▲ 0.50% · 4.625%
HK$64,771
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,112/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,916
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,630
−HK$1,739/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$70,920
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,029
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,114
−HK$2,118/mo
Today · 4.125%
HK$71,232
baseline
▲ 0.50% · 4.625%
HK$75,566
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,464/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,569
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$76,569
−HK$2,028/mo
Today · 4.125%
HK$78,597
baseline
▲ 0.50% · 4.625%
HK$82,740
+HK$4,143/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,194/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,180
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$88,860
−HK$2,724/mo
Today · 4.125%
HK$91,584
baseline
▲ 0.50% · 4.625%
HK$97,157
+HK$5,573/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,168/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,874
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,445
−HK$2,609/mo
Today · 4.125%
HK$101,054
baseline
▲ 0.50% · 4.625%
HK$106,380
+HK$5,326/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,108/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,658 · Scale 2, in force from 26 Feb 2026)