LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,879
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,368
−HK$1,513/mo
Today · 4.125%
HK$50,881
baseline
▲ 0.50% · 4.625%
HK$53,977
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,762/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,265
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,693
−HK$1,450/mo
Today · 4.125%
HK$56,143
baseline
▲ 0.50% · 4.625%
HK$59,102
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,286/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,455
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,816/mo
Today · 4.125%
HK$61,058
baseline
▲ 0.50% · 4.625%
HK$64,773
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,116/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,918
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,632
−HK$1,739/mo
Today · 4.125%
HK$67,371
baseline
▲ 0.50% · 4.625%
HK$70,922
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,742/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,031
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$69,116
−HK$2,118/mo
Today · 4.125%
HK$71,234
baseline
▲ 0.50% · 4.625%
HK$75,568
+HK$4,334/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,468/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,571
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,571
−HK$2,029/mo
Today · 4.125%
HK$78,600
baseline
▲ 0.50% · 4.625%
HK$82,743
+HK$4,143/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,200/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,182
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,863
−HK$2,724/mo
Today · 4.125%
HK$91,587
baseline
▲ 0.50% · 4.625%
HK$97,159
+HK$5,572/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,174/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,877
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,448
−HK$2,609/mo
Today · 4.125%
HK$101,057
baseline
▲ 0.50% · 4.625%
HK$106,384
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,114/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,719 · Scale 2, in force from 26 Feb 2026)