LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,882
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,372
−HK$1,513/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,981
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,269
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,697
−HK$1,450/mo
Today · 4.125%
HK$56,147
baseline
▲ 0.50% · 4.625%
HK$59,106
+HK$2,959/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,294/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$59,246
−HK$1,816/mo
Today · 4.125%
HK$61,062
baseline
▲ 0.50% · 4.625%
HK$64,778
+HK$3,716/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,124/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,923
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$65,637
−HK$1,739/mo
Today · 4.125%
HK$67,376
baseline
▲ 0.50% · 4.625%
HK$70,928
+HK$3,552/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,752/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,035
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,121
−HK$2,118/mo
Today · 4.125%
HK$71,239
baseline
▲ 0.50% · 4.625%
HK$75,574
+HK$4,335/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,478/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,576
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,576
−HK$2,029/mo
Today · 4.125%
HK$78,605
baseline
▲ 0.50% · 4.625%
HK$82,749
+HK$4,144/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,210/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,188
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,869
−HK$2,724/mo
Today · 4.125%
HK$91,593
baseline
▲ 0.50% · 4.625%
HK$97,166
+HK$5,573/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,186/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,884
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$98,455
−HK$2,609/mo
Today · 4.125%
HK$101,064
baseline
▲ 0.50% · 4.625%
HK$106,391
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,128/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,873 · Scale 2, in force from 26 Feb 2026)