LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,884
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,373
−HK$1,513/mo
Today · 4.125%
HK$50,886
baseline
▲ 0.50% · 4.625%
HK$53,983
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,772/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,270
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,699
−HK$1,449/mo
Today · 4.125%
HK$56,148
baseline
▲ 0.50% · 4.625%
HK$59,108
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,296/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,460
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,248
−HK$1,816/mo
Today · 4.125%
HK$61,064
baseline
▲ 0.50% · 4.625%
HK$64,779
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,128/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,924
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,639
−HK$1,739/mo
Today · 4.125%
HK$67,378
baseline
▲ 0.50% · 4.625%
HK$70,929
+HK$3,551/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,756/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,037
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$69,122
−HK$2,119/mo
Today · 4.125%
HK$71,241
baseline
▲ 0.50% · 4.625%
HK$75,576
+HK$4,335/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,482/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,578
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,578
−HK$2,029/mo
Today · 4.125%
HK$78,607
baseline
▲ 0.50% · 4.625%
HK$82,751
+HK$4,144/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,214/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,191
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,872
−HK$2,724/mo
Today · 4.125%
HK$91,596
baseline
▲ 0.50% · 4.625%
HK$97,169
+HK$5,573/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,192/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,886
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,458
−HK$2,609/mo
Today · 4.125%
HK$101,067
baseline
▲ 0.50% · 4.625%
HK$106,394
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,134/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$849,926 · Scale 2, in force from 26 Feb 2026)