LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,886
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,376
−HK$1,513/mo
Today · 4.125%
HK$50,889
baseline
▲ 0.50% · 4.625%
HK$53,985
+HK$3,096/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,778/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,273
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,449/mo
Today · 4.125%
HK$56,151
baseline
▲ 0.50% · 4.625%
HK$59,111
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,302/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,463
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,251
−HK$1,816/mo
Today · 4.125%
HK$61,067
baseline
▲ 0.50% · 4.625%
HK$64,782
+HK$3,715/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,134/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,927
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,642
−HK$1,739/mo
Today · 4.125%
HK$67,381
baseline
▲ 0.50% · 4.625%
HK$70,933
+HK$3,552/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,762/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,040
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,126
−HK$2,119/mo
Today · 4.125%
HK$71,245
baseline
▲ 0.50% · 4.625%
HK$75,580
+HK$4,335/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,490/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,582
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$76,582
−HK$2,029/mo
Today · 4.125%
HK$78,611
baseline
▲ 0.50% · 4.625%
HK$82,755
+HK$4,144/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,222/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,195
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,876
−HK$2,724/mo
Today · 4.125%
HK$91,600
baseline
▲ 0.50% · 4.625%
HK$97,174
+HK$5,574/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,200/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,891
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,463
−HK$2,609/mo
Today · 4.125%
HK$101,072
baseline
▲ 0.50% · 4.625%
HK$106,399
+HK$5,327/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,144/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,030 · Scale 2, in force from 26 Feb 2026)