LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,891
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,381
−HK$1,513/mo
Today · 4.125%
HK$50,894
baseline
▲ 0.50% · 4.625%
HK$53,991
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,788/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,278
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,707
−HK$1,450/mo
Today · 4.125%
HK$56,157
baseline
▲ 0.50% · 4.625%
HK$59,117
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,314/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,469
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,257
−HK$1,816/mo
Today · 4.125%
HK$61,073
baseline
▲ 0.50% · 4.625%
HK$64,789
+HK$3,716/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,146/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,648
−HK$1,740/mo
Today · 4.125%
HK$67,388
baseline
▲ 0.50% · 4.625%
HK$70,940
+HK$3,552/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,776/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,047
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,133
−HK$2,119/mo
Today · 4.125%
HK$71,252
baseline
▲ 0.50% · 4.625%
HK$75,587
+HK$4,335/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,504/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,589
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,590
−HK$2,029/mo
Today · 4.125%
HK$78,619
baseline
▲ 0.50% · 4.625%
HK$82,763
+HK$4,144/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,238/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,204
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$88,885
−HK$2,724/mo
Today · 4.125%
HK$91,609
baseline
▲ 0.50% · 4.625%
HK$97,184
+HK$5,575/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,218/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,901
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$98,473
−HK$2,609/mo
Today · 4.125%
HK$101,082
baseline
▲ 0.50% · 4.625%
HK$106,410
+HK$5,328/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,164/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,241 · Scale 2, in force from 26 Feb 2026)