LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,893
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,383
−HK$1,513/mo
Today · 4.125%
HK$50,896
baseline
▲ 0.50% · 4.625%
HK$53,993
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,792/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,281
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,710
−HK$1,449/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,119
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,472
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,259
−HK$1,817/mo
Today · 4.125%
HK$61,076
baseline
▲ 0.50% · 4.625%
HK$64,792
+HK$3,716/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,152/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,652
−HK$1,739/mo
Today · 4.125%
HK$67,391
baseline
▲ 0.50% · 4.625%
HK$70,943
+HK$3,552/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,782/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,050
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,136
−HK$2,119/mo
Today · 4.125%
HK$71,255
baseline
▲ 0.50% · 4.625%
HK$75,591
+HK$4,336/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,510/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,593
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,593
−HK$2,030/mo
Today · 4.125%
HK$78,623
baseline
▲ 0.50% · 4.625%
HK$82,767
+HK$4,144/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,246/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,208
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,889
−HK$2,725/mo
Today · 4.125%
HK$91,614
baseline
▲ 0.50% · 4.625%
HK$97,188
+HK$5,574/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,228/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,905
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,477
−HK$2,610/mo
Today · 4.125%
HK$101,087
baseline
▲ 0.50% · 4.625%
HK$106,415
+HK$5,328/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,174/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,340 · Scale 2, in force from 26 Feb 2026)