LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,895
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,385
−HK$1,514/mo
Today · 4.125%
HK$50,899
baseline
▲ 0.50% · 4.625%
HK$53,996
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,798/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,283
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,712
−HK$1,450/mo
Today · 4.125%
HK$56,162
baseline
▲ 0.50% · 4.625%
HK$59,122
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,324/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,474
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,262
−HK$1,816/mo
Today · 4.125%
HK$61,078
baseline
▲ 0.50% · 4.625%
HK$64,795
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,156/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,939
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,654
−HK$1,740/mo
Today · 4.125%
HK$67,394
baseline
▲ 0.50% · 4.625%
HK$70,946
+HK$3,552/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,788/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,053
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,139
−HK$2,119/mo
Today · 4.125%
HK$71,258
baseline
▲ 0.50% · 4.625%
HK$75,594
+HK$4,336/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,516/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,596
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,597
−HK$2,029/mo
Today · 4.125%
HK$78,626
baseline
▲ 0.50% · 4.625%
HK$82,771
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,252/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,211
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,893
−HK$2,725/mo
Today · 4.125%
HK$91,618
baseline
▲ 0.50% · 4.625%
HK$97,192
+HK$5,574/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,236/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,909
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,481
−HK$2,610/mo
Today · 4.125%
HK$101,091
baseline
▲ 0.50% · 4.625%
HK$106,420
+HK$5,329/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,182/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,430 · Scale 2, in force from 26 Feb 2026)