LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,898
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,388
−HK$1,513/mo
Today · 4.125%
HK$50,901
baseline
▲ 0.50% · 4.625%
HK$53,998
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,802/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,286
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,715
−HK$1,450/mo
Today · 4.125%
HK$56,165
baseline
▲ 0.50% · 4.625%
HK$59,125
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,330/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,477
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,265
−HK$1,817/mo
Today · 4.125%
HK$61,082
baseline
▲ 0.50% · 4.625%
HK$64,798
+HK$3,716/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,164/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,943
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$65,658
−HK$1,739/mo
Today · 4.125%
HK$67,397
baseline
▲ 0.50% · 4.625%
HK$70,950
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,794/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,057
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,143
−HK$2,119/mo
Today · 4.125%
HK$71,262
baseline
▲ 0.50% · 4.625%
HK$75,598
+HK$4,336/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,524/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,600
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,601
−HK$2,029/mo
Today · 4.125%
HK$78,630
baseline
▲ 0.50% · 4.625%
HK$82,775
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,260/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,216
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,898
−HK$2,724/mo
Today · 4.125%
HK$91,622
baseline
▲ 0.50% · 4.625%
HK$97,197
+HK$5,575/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$183,244/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,914
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,487
−HK$2,609/mo
Today · 4.125%
HK$101,096
baseline
▲ 0.50% · 4.625%
HK$106,425
+HK$5,329/mo
Deposit HK$2.10M · loan HK$18.90M · min. income ≈ HK$202,192/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,539 · Scale 2, in force from 26 Feb 2026)