LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,899
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,389
−HK$1,513/mo
Today · 4.125%
HK$50,902
baseline
▲ 0.50% · 4.625%
HK$54,000
+HK$3,098/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,804/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,287
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,716
−HK$1,450/mo
Today · 4.125%
HK$56,166
baseline
▲ 0.50% · 4.625%
HK$59,126
+HK$2,960/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,332/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,479
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,266
−HK$1,817/mo
Today · 4.125%
HK$61,083
baseline
▲ 0.50% · 4.625%
HK$64,800
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,166/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,944
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,659
−HK$1,740/mo
Today · 4.125%
HK$67,399
baseline
▲ 0.50% · 4.625%
HK$70,952
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,798/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,058
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,144
−HK$2,119/mo
Today · 4.125%
HK$71,263
baseline
▲ 0.50% · 4.625%
HK$75,600
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$142,526/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,602
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$76,602
−HK$2,030/mo
Today · 4.125%
HK$78,632
baseline
▲ 0.50% · 4.625%
HK$82,777
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.70M · min. income ≈ HK$157,264/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,218
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$88,900
−HK$2,724/mo
Today · 4.125%
HK$91,624
baseline
▲ 0.50% · 4.625%
HK$97,200
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,248/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,916
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,489
−HK$2,609/mo
Today · 4.125%
HK$101,098
baseline
▲ 0.50% · 4.625%
HK$106,428
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,196/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,587 · Scale 2, in force from 26 Feb 2026)