LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,902
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,392
−HK$1,514/mo
Today · 4.125%
HK$50,906
baseline
▲ 0.50% · 4.625%
HK$54,003
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,812/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,290
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,450/mo
Today · 4.125%
HK$56,169
baseline
▲ 0.50% · 4.625%
HK$59,130
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,338/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,482
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,270
−HK$1,817/mo
Today · 4.125%
HK$61,087
baseline
▲ 0.50% · 4.625%
HK$64,804
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,174/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,948
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,663
−HK$1,740/mo
Today · 4.125%
HK$67,403
baseline
▲ 0.50% · 4.625%
HK$70,956
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,806/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,062
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,148
−HK$2,120/mo
Today · 4.125%
HK$71,268
baseline
▲ 0.50% · 4.625%
HK$75,604
+HK$4,336/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,536/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,606
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,607
−HK$2,030/mo
Today · 4.125%
HK$78,637
baseline
▲ 0.50% · 4.625%
HK$82,782
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,274/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,223
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,905
−HK$2,725/mo
Today · 4.125%
HK$91,630
baseline
▲ 0.50% · 4.625%
HK$97,206
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,260/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,922
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,495
−HK$2,610/mo
Today · 4.125%
HK$101,105
baseline
▲ 0.50% · 4.625%
HK$106,434
+HK$5,329/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,210/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,717 · Scale 2, in force from 26 Feb 2026)