LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,903
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,393
−HK$1,514/mo
Today · 4.125%
HK$50,907
baseline
▲ 0.50% · 4.625%
HK$54,004
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,814/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,292
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,721
−HK$1,450/mo
Today · 4.125%
HK$56,171
baseline
▲ 0.50% · 4.625%
HK$59,132
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,342/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,484
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,272
−HK$1,816/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,805
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,950
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,665
−HK$1,740/mo
Today · 4.125%
HK$67,405
baseline
▲ 0.50% · 4.625%
HK$70,958
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,810/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,064
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,150
−HK$2,120/mo
Today · 4.125%
HK$71,270
baseline
▲ 0.50% · 4.625%
HK$75,606
+HK$4,336/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,540/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,608
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,609
−HK$2,030/mo
Today · 4.125%
HK$78,639
baseline
▲ 0.50% · 4.625%
HK$82,784
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,278/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,225
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,907
−HK$2,725/mo
Today · 4.125%
HK$91,632
baseline
▲ 0.50% · 4.625%
HK$97,208
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,264/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,925
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,497
−HK$2,610/mo
Today · 4.125%
HK$101,107
baseline
▲ 0.50% · 4.625%
HK$106,437
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,214/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,771 · Scale 2, in force from 26 Feb 2026)