LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,903
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,393
−HK$1,514/mo
Today · 4.125%
HK$50,907
baseline
▲ 0.50% · 4.625%
HK$54,005
+HK$3,098/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,814/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,292
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,721
−HK$1,450/mo
Today · 4.125%
HK$56,171
baseline
▲ 0.50% · 4.625%
HK$59,132
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,342/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,484
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,272
−HK$1,817/mo
Today · 4.125%
HK$61,089
baseline
▲ 0.50% · 4.625%
HK$64,806
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$122,178/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,950
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,666
−HK$1,739/mo
Today · 4.125%
HK$67,405
baseline
▲ 0.50% · 4.625%
HK$70,958
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.60M · min. income ≈ HK$134,810/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,065
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,151
−HK$2,119/mo
Today · 4.125%
HK$71,270
baseline
▲ 0.50% · 4.625%
HK$75,607
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,540/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,609
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,610
−HK$2,030/mo
Today · 4.125%
HK$78,640
baseline
▲ 0.50% · 4.625%
HK$82,785
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,280/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,226
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,908
−HK$2,725/mo
Today · 4.125%
HK$91,633
baseline
▲ 0.50% · 4.625%
HK$97,209
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,266/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,926
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$98,498
−HK$2,610/mo
Today · 4.125%
HK$101,108
baseline
▲ 0.50% · 4.625%
HK$106,438
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,216/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,788 · Scale 2, in force from 26 Feb 2026)