LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,905
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,514/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$54,006
+HK$3,097/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,293
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,723
−HK$1,450/mo
Today · 4.125%
HK$56,173
baseline
▲ 0.50% · 4.625%
HK$59,134
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,346/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,486
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$59,274
−HK$1,816/mo
Today · 4.125%
HK$61,090
baseline
▲ 0.50% · 4.625%
HK$64,808
+HK$3,718/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,180/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,952
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,667
−HK$1,740/mo
Today · 4.125%
HK$67,407
baseline
▲ 0.50% · 4.625%
HK$70,960
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,814/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,066
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,153
−HK$2,119/mo
Today · 4.125%
HK$71,272
baseline
▲ 0.50% · 4.625%
HK$75,609
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,544/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,611
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,612
−HK$2,030/mo
Today · 4.125%
HK$78,642
baseline
▲ 0.50% · 4.625%
HK$82,787
+HK$4,145/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,284/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,228
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,911
−HK$2,725/mo
Today · 4.125%
HK$91,636
baseline
▲ 0.50% · 4.625%
HK$97,211
+HK$5,575/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,272/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,928
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,501
−HK$2,610/mo
Today · 4.125%
HK$101,111
baseline
▲ 0.50% · 4.625%
HK$106,441
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,222/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,844 · Scale 2, in force from 26 Feb 2026)