LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,906
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,396
−HK$1,514/mo
Today · 4.125%
HK$50,910
baseline
▲ 0.50% · 4.625%
HK$54,008
+HK$3,098/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,820/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,295
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,724
−HK$1,450/mo
Today · 4.125%
HK$56,174
baseline
▲ 0.50% · 4.625%
HK$59,135
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,348/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,487
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,276
−HK$1,816/mo
Today · 4.125%
HK$61,092
baseline
▲ 0.50% · 4.625%
HK$64,810
+HK$3,718/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,184/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,954
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,669
−HK$1,740/mo
Today · 4.125%
HK$67,409
baseline
▲ 0.50% · 4.625%
HK$70,963
+HK$3,554/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,818/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,069
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,155
−HK$2,119/mo
Today · 4.125%
HK$71,274
baseline
▲ 0.50% · 4.625%
HK$75,611
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,548/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,613
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,614
−HK$2,030/mo
Today · 4.125%
HK$78,644
baseline
▲ 0.50% · 4.625%
HK$82,790
+HK$4,146/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,288/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,231
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$88,913
−HK$2,725/mo
Today · 4.125%
HK$91,638
baseline
▲ 0.50% · 4.625%
HK$97,214
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,276/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,931
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,504
−HK$2,610/mo
Today · 4.125%
HK$101,114
baseline
▲ 0.50% · 4.625%
HK$106,444
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,228/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,909 · Scale 2, in force from 26 Feb 2026)