LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,907
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,397
−HK$1,514/mo
Today · 4.125%
HK$50,911
baseline
▲ 0.50% · 4.625%
HK$54,009
+HK$3,098/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,822/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,296
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,726
−HK$1,450/mo
Today · 4.125%
HK$56,176
baseline
▲ 0.50% · 4.625%
HK$59,137
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,352/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,489
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,277
−HK$1,817/mo
Today · 4.125%
HK$61,094
baseline
▲ 0.50% · 4.625%
HK$64,811
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,188/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,956
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,671
−HK$1,740/mo
Today · 4.125%
HK$67,411
baseline
▲ 0.50% · 4.625%
HK$70,964
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,822/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,070
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,156
−HK$2,120/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,613
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,615
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,616
−HK$2,030/mo
Today · 4.125%
HK$78,646
baseline
▲ 0.50% · 4.625%
HK$82,792
+HK$4,146/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,292/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,233
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,915
−HK$2,726/mo
Today · 4.125%
HK$91,641
baseline
▲ 0.50% · 4.625%
HK$97,217
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,282/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,933
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,506
−HK$2,610/mo
Today · 4.125%
HK$101,116
baseline
▲ 0.50% · 4.625%
HK$106,446
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,232/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,958 · Scale 2, in force from 26 Feb 2026)