LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,908
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,398
−HK$1,514/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$3,098/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,297
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,727
−HK$1,450/mo
Today · 4.125%
HK$56,177
baseline
▲ 0.50% · 4.625%
HK$59,138
+HK$2,961/mo
Deposit HK$10.50M · loan HK$10.50M · min. income ≈ HK$112,354/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,278
−HK$1,817/mo
Today · 4.125%
HK$61,095
baseline
▲ 0.50% · 4.625%
HK$64,812
+HK$3,717/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,190/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,957
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,672
−HK$1,740/mo
Today · 4.125%
HK$67,412
baseline
▲ 0.50% · 4.625%
HK$70,965
+HK$3,553/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,824/mo (50% DSR)
Upfront cash ≈ HK$9.25M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,071
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,157
−HK$2,120/mo
Today · 4.125%
HK$71,277
baseline
▲ 0.50% · 4.625%
HK$75,614
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,554/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,616
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$76,617
−HK$2,030/mo
Today · 4.125%
HK$78,647
baseline
▲ 0.50% · 4.625%
HK$82,793
+HK$4,146/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,294/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,234
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,917
−HK$2,725/mo
Today · 4.125%
HK$91,642
baseline
▲ 0.50% · 4.625%
HK$97,218
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,284/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,935
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$98,508
−HK$2,610/mo
Today · 4.125%
HK$101,118
baseline
▲ 0.50% · 4.625%
HK$106,448
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,236/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$850,991 · Scale 2, in force from 26 Feb 2026)