LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,913
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,403
−HK$1,514/mo
Today · 4.125%
HK$50,917
baseline
▲ 0.50% · 4.625%
HK$54,015
+HK$3,098/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,834/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,302
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,732
−HK$1,450/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,143
+HK$2,961/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,495
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$59,283
−HK$1,817/mo
Today · 4.125%
HK$61,100
baseline
▲ 0.50% · 4.625%
HK$64,818
+HK$3,718/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,200/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,963
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$65,678
−HK$1,740/mo
Today · 4.125%
HK$67,418
baseline
▲ 0.50% · 4.625%
HK$70,972
+HK$3,554/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,836/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,078
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,164
−HK$2,120/mo
Today · 4.125%
HK$71,284
baseline
▲ 0.50% · 4.625%
HK$75,621
+HK$4,337/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,568/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,623
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,624
−HK$2,031/mo
Today · 4.125%
HK$78,655
baseline
▲ 0.50% · 4.625%
HK$82,801
+HK$4,146/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,310/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,243
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$88,925
−HK$2,726/mo
Today · 4.125%
HK$91,651
baseline
▲ 0.50% · 4.625%
HK$97,227
+HK$5,576/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,302/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,944
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,517
−HK$2,611/mo
Today · 4.125%
HK$101,128
baseline
▲ 0.50% · 4.625%
HK$106,458
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,256/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,191 · Scale 2, in force from 26 Feb 2026)