LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,914
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,404
−HK$1,514/mo
Today · 4.125%
HK$50,918
baseline
▲ 0.50% · 4.625%
HK$54,016
+HK$3,098/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,836/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,303
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,450/mo
Today · 4.125%
HK$56,183
baseline
▲ 0.50% · 4.625%
HK$59,145
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,366/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,496
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,285
−HK$1,817/mo
Today · 4.125%
HK$61,102
baseline
▲ 0.50% · 4.625%
HK$64,820
+HK$3,718/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$122,204/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,964
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,680
−HK$1,740/mo
Today · 4.125%
HK$67,420
baseline
▲ 0.50% · 4.625%
HK$70,974
+HK$3,554/mo
Deposit HK$8.40M · loan HK$12.61M · min. income ≈ HK$134,840/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,079
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$69,166
−HK$2,119/mo
Today · 4.125%
HK$71,285
baseline
▲ 0.50% · 4.625%
HK$75,623
+HK$4,338/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,570/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,625
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,626
−HK$2,031/mo
Today · 4.125%
HK$78,657
baseline
▲ 0.50% · 4.625%
HK$82,803
+HK$4,146/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,314/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,244
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,927
−HK$2,726/mo
Today · 4.125%
HK$91,653
baseline
▲ 0.50% · 4.625%
HK$97,230
+HK$5,577/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,306/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,946
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,519
−HK$2,611/mo
Today · 4.125%
HK$101,130
baseline
▲ 0.50% · 4.625%
HK$106,460
+HK$5,330/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,260/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,238 · Scale 2, in force from 26 Feb 2026)