LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,918
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,515/mo
Today · 4.125%
HK$50,923
baseline
▲ 0.50% · 4.625%
HK$54,021
+HK$3,098/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,846/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,308
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,738
−HK$1,450/mo
Today · 4.125%
HK$56,188
baseline
▲ 0.50% · 4.625%
HK$59,150
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,376/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,501
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,290
−HK$1,817/mo
Today · 4.125%
HK$61,107
baseline
▲ 0.50% · 4.625%
HK$64,825
+HK$3,718/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,214/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,970
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,685
−HK$1,741/mo
Today · 4.125%
HK$67,426
baseline
▲ 0.50% · 4.625%
HK$70,980
+HK$3,554/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,852/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,085
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,172
−HK$2,120/mo
Today · 4.125%
HK$71,292
baseline
▲ 0.50% · 4.625%
HK$75,630
+HK$4,338/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,584/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,631
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,633
−HK$2,030/mo
Today · 4.125%
HK$78,663
baseline
▲ 0.50% · 4.625%
HK$82,810
+HK$4,147/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,326/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,252
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,935
−HK$2,726/mo
Today · 4.125%
HK$91,661
baseline
▲ 0.50% · 4.625%
HK$97,238
+HK$5,577/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,322/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,955
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,528
−HK$2,611/mo
Today · 4.125%
HK$101,139
baseline
▲ 0.50% · 4.625%
HK$106,470
+HK$5,331/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,278/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,421 · Scale 2, in force from 26 Feb 2026)