LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,921
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,514/mo
Today · 4.125%
HK$50,926
baseline
▲ 0.50% · 4.625%
HK$54,025
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,852/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,312
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,742
−HK$1,450/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,154
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,505
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,294
−HK$1,817/mo
Today · 4.125%
HK$61,111
baseline
▲ 0.50% · 4.625%
HK$64,830
+HK$3,719/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,222/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,974
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,690
−HK$1,741/mo
Today · 4.125%
HK$67,431
baseline
▲ 0.50% · 4.625%
HK$70,985
+HK$3,554/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,862/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,090
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,177
−HK$2,120/mo
Today · 4.125%
HK$71,297
baseline
▲ 0.50% · 4.625%
HK$75,635
+HK$4,338/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,594/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,637
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,638
−HK$2,031/mo
Today · 4.125%
HK$78,669
baseline
▲ 0.50% · 4.625%
HK$82,816
+HK$4,147/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,338/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,258
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,941
−HK$2,726/mo
Today · 4.125%
HK$91,667
baseline
▲ 0.50% · 4.625%
HK$97,245
+HK$5,578/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,334/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,961
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,535
−HK$2,611/mo
Today · 4.125%
HK$101,146
baseline
▲ 0.50% · 4.625%
HK$106,477
+HK$5,331/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,292/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,570 · Scale 2, in force from 26 Feb 2026)