LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,922
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,514/mo
Today · 4.125%
HK$50,927
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,854/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,313
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,743
−HK$1,450/mo
Today · 4.125%
HK$56,193
baseline
▲ 0.50% · 4.625%
HK$59,155
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,386/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,295
−HK$1,818/mo
Today · 4.125%
HK$61,113
baseline
▲ 0.50% · 4.625%
HK$64,831
+HK$3,718/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,226/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,975
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,691
−HK$1,741/mo
Today · 4.125%
HK$67,432
baseline
▲ 0.50% · 4.625%
HK$70,986
+HK$3,554/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,864/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,091
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$2,120/mo
Today · 4.125%
HK$71,298
baseline
▲ 0.50% · 4.625%
HK$75,636
+HK$4,338/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,596/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,638
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,640
−HK$2,030/mo
Today · 4.125%
HK$78,670
baseline
▲ 0.50% · 4.625%
HK$82,817
+HK$4,147/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,340/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,260
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,943
−HK$2,726/mo
Today · 4.125%
HK$91,669
baseline
▲ 0.50% · 4.625%
HK$97,247
+HK$5,578/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,338/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,963
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,537
−HK$2,611/mo
Today · 4.125%
HK$101,148
baseline
▲ 0.50% · 4.625%
HK$106,479
+HK$5,331/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,296/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,608 · Scale 2, in force from 26 Feb 2026)