LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,923
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,414
−HK$1,514/mo
Today · 4.125%
HK$50,928
baseline
▲ 0.50% · 4.625%
HK$54,027
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,856/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,314
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,744
−HK$1,450/mo
Today · 4.125%
HK$56,194
baseline
▲ 0.50% · 4.625%
HK$59,156
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,388/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,508
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,817/mo
Today · 4.125%
HK$61,114
baseline
▲ 0.50% · 4.625%
HK$64,833
+HK$3,719/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,228/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,977
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,693
−HK$1,740/mo
Today · 4.125%
HK$67,433
baseline
▲ 0.50% · 4.625%
HK$70,988
+HK$3,555/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,866/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,092
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,179
−HK$2,121/mo
Today · 4.125%
HK$71,300
baseline
▲ 0.50% · 4.625%
HK$75,638
+HK$4,338/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,600/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,640
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,641
−HK$2,031/mo
Today · 4.125%
HK$78,672
baseline
▲ 0.50% · 4.625%
HK$82,819
+HK$4,147/mo
Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$157,344/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,262
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,945
−HK$2,726/mo
Today · 4.125%
HK$91,671
baseline
▲ 0.50% · 4.625%
HK$97,249
+HK$5,578/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$183,342/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,965
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,539
−HK$2,611/mo
Today · 4.125%
HK$101,150
baseline
▲ 0.50% · 4.625%
HK$106,482
+HK$5,332/mo
Deposit HK$2.10M · loan HK$18.91M · min. income ≈ HK$202,300/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,655 · Scale 2, in force from 26 Feb 2026)