LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,924
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,414
−HK$1,515/mo
Today · 4.125%
HK$50,929
baseline
▲ 0.50% · 4.625%
HK$54,028
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,858/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,315
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,745
−HK$1,450/mo
Today · 4.125%
HK$56,195
baseline
▲ 0.50% · 4.625%
HK$59,157
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,390/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,509
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,818/mo
Today · 4.125%
HK$61,115
baseline
▲ 0.50% · 4.625%
HK$64,834
+HK$3,719/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,230/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,978
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$65,694
−HK$1,740/mo
Today · 4.125%
HK$67,434
baseline
▲ 0.50% · 4.625%
HK$70,989
+HK$3,555/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,868/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,093
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,180
−HK$2,121/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,639
+HK$4,338/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,641
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$76,642
−HK$2,031/mo
Today · 4.125%
HK$78,673
baseline
▲ 0.50% · 4.625%
HK$82,820
+HK$4,147/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$157,346/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,263
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,946
−HK$2,726/mo
Today · 4.125%
HK$91,672
baseline
▲ 0.50% · 4.625%
HK$97,250
+HK$5,578/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,344/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,967
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$98,540
−HK$2,611/mo
Today · 4.125%
HK$101,151
baseline
▲ 0.50% · 4.625%
HK$106,483
+HK$5,332/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,302/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,685 · Scale 2, in force from 26 Feb 2026)