LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,926
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,417
−HK$1,515/mo
Today · 4.125%
HK$50,932
baseline
▲ 0.50% · 4.625%
HK$54,031
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,864/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,450/mo
Today · 4.125%
HK$56,198
baseline
▲ 0.50% · 4.625%
HK$59,161
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,396/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,512
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$59,301
−HK$1,817/mo
Today · 4.125%
HK$61,118
baseline
▲ 0.50% · 4.625%
HK$64,837
+HK$3,719/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,236/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,981
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,697
−HK$1,741/mo
Today · 4.125%
HK$67,438
baseline
▲ 0.50% · 4.625%
HK$70,993
+HK$3,555/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,876/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,097
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,184
−HK$2,121/mo
Today · 4.125%
HK$71,305
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$4,338/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$142,610/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,645
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,647
−HK$2,031/mo
Today · 4.125%
HK$78,678
baseline
▲ 0.50% · 4.625%
HK$82,825
+HK$4,147/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$157,356/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,268
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$88,951
−HK$2,726/mo
Today · 4.125%
HK$91,677
baseline
▲ 0.50% · 4.625%
HK$97,256
+HK$5,579/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,354/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,972
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$98,546
−HK$2,611/mo
Today · 4.125%
HK$101,157
baseline
▲ 0.50% · 4.625%
HK$106,489
+HK$5,332/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,314/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$851,800 · Scale 2, in force from 26 Feb 2026)