LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,933
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,423
−HK$1,515/mo
Today · 4.125%
HK$50,938
baseline
▲ 0.50% · 4.625%
HK$54,038
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,876/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,324
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,755
−HK$1,450/mo
Today · 4.125%
HK$56,205
baseline
▲ 0.50% · 4.625%
HK$59,168
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,410/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,519
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,308
−HK$1,818/mo
Today · 4.125%
HK$61,126
baseline
▲ 0.50% · 4.625%
HK$64,845
+HK$3,719/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,252/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,989
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,705
−HK$1,741/mo
Today · 4.125%
HK$67,446
baseline
▲ 0.50% · 4.625%
HK$71,002
+HK$3,556/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,892/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,106
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,193
−HK$2,121/mo
Today · 4.125%
HK$71,314
baseline
▲ 0.50% · 4.625%
HK$75,653
+HK$4,339/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$142,628/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,654
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,656
−HK$2,032/mo
Today · 4.125%
HK$78,688
baseline
▲ 0.50% · 4.625%
HK$82,835
+HK$4,147/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$157,376/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,279
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,962
−HK$2,727/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$97,268
+HK$5,579/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,984
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,558
−HK$2,612/mo
Today · 4.125%
HK$101,170
baseline
▲ 0.50% · 4.625%
HK$106,503
+HK$5,333/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,340/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,068 · Scale 2, in force from 26 Feb 2026)