LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,934
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$49,425
−HK$1,514/mo
Today · 4.125%
HK$50,939
baseline
▲ 0.50% · 4.625%
HK$54,039
+HK$3,100/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,878/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,326
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,756
−HK$1,451/mo
Today · 4.125%
HK$56,207
baseline
▲ 0.50% · 4.625%
HK$59,169
+HK$2,962/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,414/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,520
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,818/mo
Today · 4.125%
HK$61,127
baseline
▲ 0.50% · 4.625%
HK$64,847
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,254/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,991
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$65,707
−HK$1,741/mo
Today · 4.125%
HK$67,448
baseline
▲ 0.50% · 4.625%
HK$71,003
+HK$3,555/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,896/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,107
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,194
−HK$2,121/mo
Today · 4.125%
HK$71,315
baseline
▲ 0.50% · 4.625%
HK$75,655
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$142,630/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,656
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,658
−HK$2,031/mo
Today · 4.125%
HK$78,689
baseline
▲ 0.50% · 4.625%
HK$82,837
+HK$4,148/mo
Deposit HK$6.31M · loan HK$14.71M · min. income ≈ HK$157,378/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,280
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$88,964
−HK$2,727/mo
Today · 4.125%
HK$91,691
baseline
▲ 0.50% · 4.625%
HK$97,270
+HK$5,579/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,382/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,986
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,560
−HK$2,612/mo
Today · 4.125%
HK$101,172
baseline
▲ 0.50% · 4.625%
HK$106,505
+HK$5,333/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,344/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,113 · Scale 2, in force from 26 Feb 2026)