LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,935
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$49,426
−HK$1,515/mo
Today · 4.125%
HK$50,941
baseline
▲ 0.50% · 4.625%
HK$54,040
+HK$3,099/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$101,882/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,327
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$54,757
−HK$1,451/mo
Today · 4.125%
HK$56,208
baseline
▲ 0.50% · 4.625%
HK$59,171
+HK$2,963/mo
Deposit HK$10.51M · loan HK$10.51M · min. income ≈ HK$112,416/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,522
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$59,311
−HK$1,818/mo
Today · 4.125%
HK$61,129
baseline
▲ 0.50% · 4.625%
HK$64,849
+HK$3,720/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$122,258/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,992
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$65,709
−HK$1,741/mo
Today · 4.125%
HK$67,450
baseline
▲ 0.50% · 4.625%
HK$71,005
+HK$3,555/mo
Deposit HK$8.41M · loan HK$12.61M · min. income ≈ HK$134,900/mo (50% DSR)
Upfront cash ≈ HK$9.26M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,109
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$69,196
−HK$2,121/mo
Today · 4.125%
HK$71,317
baseline
▲ 0.50% · 4.625%
HK$75,657
+HK$4,340/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$142,634/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,658
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$76,660
−HK$2,031/mo
Today · 4.125%
HK$78,691
baseline
▲ 0.50% · 4.625%
HK$82,839
+HK$4,148/mo
Deposit HK$6.31M · loan HK$14.72M · min. income ≈ HK$157,382/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,283
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$88,967
−HK$2,726/mo
Today · 4.125%
HK$91,693
baseline
▲ 0.50% · 4.625%
HK$97,273
+HK$5,580/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$183,386/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,989
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$98,563
−HK$2,612/mo
Today · 4.125%
HK$101,175
baseline
▲ 0.50% · 4.625%
HK$106,508
+HK$5,333/mo
Deposit HK$2.10M · loan HK$18.92M · min. income ≈ HK$202,350/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$852,171 · Scale 2, in force from 26 Feb 2026)